Terms of Use

GoldBay Advisors

This website presents information and content that is the property of GoldBay Advisors Inc., which owns and operates the GoldBay Advisors network. When used in these Terms of Use, “we” and “our” mean GoldBay Advisors Inc.

Ownership and use of content

All of the information and content on this website, including but not limited to all text, graphics (except for certain names and logos owned by GoldBay Advisors Inc. (“GoldBay”) which are licensed to us for our use), software applications, video and audio files, and photos (“content”) is our property, or the property of our suppliers, and is protected by copyright under both United States and foreign laws, unless otherwise indicated. You may make and use printouts of the content for your personal, non-commercial use only, provided the printouts retain all copyright, trademark and proprietary notices. The use of the content on any other website or in a networked computer environment for any purpose, or any other republication or redistribution of the content, including, without limitation, modifying, copying, transmitting, displaying, performing, reproducing, publishing, licensing, creating derivative works from, framing the content within another website, use on any other Web site, transferring or selling any information, software, lists of users, databases or other lists, products or services provided through or obtained from this website, including without limitation, engaging in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information; obtaining or attempt to obtain any materials or information through any means not made readily accessible by this website, is expressly prohibited without our prior written permission.

Changes to this Privacy Policy

The CONTENT on this website, and this Privacy Policy, are subject to change or updating by us any time without prior notice. Changes may include superseding this Privacy Policy or specific notices. YOU SHOULD REVIEW THIS PRIVACY POLICY FROM TIME TO TIME TO BE AWARE OF ANY CHANGES MADE. Your continuing use of this website constitutes your acceptance of any changes or updates, all of which shall become controlling when posted. Contact Us For questions about this GoldBay Advisors Inc. Privacy Policy, Webmaster@goldbayadvisors.com to send an email. We respond to email inquiries within 24-48 business hours of receipt.

Impairment of website

Damaging, disabling, overburdening, or impairing this website or interfering with any other party’s use and enjoyment of this website or attempting to do so is expressly prohibited.

Security

For certain types of communications through this website, we require the use of encryption technologies provided for your protection and/or use by you of User IDs and passwords. You are responsible to protect your User IDs and passwords from disclosure to third parties and you are not permitted to avoid the use of required encryption technologies. While we provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security, we do not guarantee or warrant that information transmitted through the Internet is secure, or that such transmissions will be free from delay, interruption, interception or error.

No warranty

We will make every reasonable effort to include accurate and up to date content on this website. However, all content on this website, or on any other website to which we link, is furnished on an “as is” basis. We make no warranties of any kind, express or implied, regarding the content or the functions of this website. To the extent that the law does not permit the disclaimer of warranties, all content accessible on this website, or any other website which we link, is warranted only to the minimum amount legally required.

No liability

In using this website, you specifically agree that you will not hold us or GoldBay Advisors Inc. liable to you or any party for any direct, indirect, special, or other consequential damages of any kind arising out of any use by you of this website (or any other linked website), whether those damages are financial in nature or result from lost, incomplete or interrupted data or transactions. This limitation on our and GoldBay Advisors Inc.’s liability may be different in connection with particular products or services that we offer.

Availability

Not all of the products or services described on this website are available in all geographic areas of the United States or foreign countries. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service provide additional information on the availability of each product or service and may contain terms governing eligibility.

Changes

The content on this website, and these terms and conditions, are subject to change or updating by us at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS OF USE FROM TIME TO TIME TO BE AWARE OF ANY CHANGES MADE. Your continuing use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.

Additional information

All information, other than personal information subject to our Privacy Policy, submitted to us through this website or any related website is our property. We shall be free to use any ideas, concepts, know how or techniques that you may submit to us through this website to improve our services. We shall not be subject to any obligations of confidentiality regarding any submitted information except as specified in our Privacy Statement, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Governing law

These GoldBay Advisors Inc. terms of use shall be governed by and construed in accordance with the laws of the United States and the state of Illinois, without giving effect to conflict of law principles thereof.